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Mortgage and Home Loan Trends

Washington might push rates lower
The Treasury Department is considering a plan that would set mortgage rates at 4.5% for at least some borrowers.
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Mortgage rates remain low with the government backing 90% of loans
Many borrowers with good credit will pay just over 5%.
The federal government is considering a plan to push mortgage rates down to 4.5%
WASHINGTON - The head of the government's financial system rescue effort said Thursday the Treasury Department is considering a program to encourage banks to make mortgage loans at low rates to help revive the battered housing market.

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