Sannhet Realty

Before you start looking for a home you approve of, you need to find a lender that approves of you. Here's a step-by-step guide.

Use your Good Faith Estimate to make sure you're getting the loan you've been promised and avoid nasty surprises.

Here's what you can do right now to qualify for a cheaper mortgage. And every tenth-of-a-point is worth fighting for.

Most borrowers with good credit will pay 6% or less.

NEW YORK - Citigroup says it is imposing a moratorium on most foreclosures as part of a series of initiatives aimed at helping at-risk borrowers remain in their homes - making Citi the latest big bank to announce sweeping efforts to try to curtail losses from souring mortgages.